Showing posts with label Money. Show all posts
Showing posts with label Money. Show all posts

Sunday, March 27, 2016

Make Sure to Enjoy Some of Your Profits

I'm Finally Making Money What Should I Do?


In a previous Post "Keeping Your Online Biz Financially Afloat" I wrote about the proper use of budgeting your income vs. expenses to make sure your business survives and grows.  If you have not yet experienced a profit in your business where your income is exceeding your expenses, make sure to keep that article handy and refer to it so you stay on track.

Once you are "in profit" and your income is more than your expenses consistently each month, it's time to enjoy a little bit of your success.  After all, we are in business to make money for a reason right?  Each of us has a different reason, so I won't even try to guess what they all might be. No matter what that reason might be, I recommend taking a portion of your profits and rewarding yourself.

One method that you may want to consider is dividing your profits into percentages.  So for example, you may take a percentage each month as a reward, a percentage to use for your needs or goals, a percentage for savings and the remainder for reinvesting in your business.

Please make no mistake that I am not suggesting you take all of the profits out of your business.  You need to keep money in your business to keep it going strong and headed in the right direction.  Only you can know what these percentages might be.  Having a good mentor to help you "run the numbers" would be extremely beneficial.  Or, feel free to start a discussion on this blog post.  I'd love to hear from you.

To Your Success,

Bob Swetz
Rjs@Home

Tuesday, March 15, 2016

Good Goals Will Help You Make a Good Plan

Once Your Goals Are Set You Can Make a Plan

Yesterday we talked about setting goals.  I just wanted to do a quick follow up on that topic.

When it comes to setting goals it's a good idea to start at the end.  What I mean by that is to start by setting your long term goals.  When you do this, you can then begin to formulate your action plan as to what steps need to be taken in the short term to reach those goals.

Your action plans then become your short and medium term goals.

Let's just go over a quick example.

If you set as a long term goal to make $1,000 per month by then end of your first year, you begin to formulate your short and mid term plans or goals that will help you to reach your long term objective.


  • Long term goal = Income $1,000 per month in 1 year
  • Thought process = What steps need to be taken in the short and mid term to reach this goal?
  • Advertising = Membership in 60 Safelist Mailers within 6 months, upgrade in 12
  • Advertising = Membership in 12 Traffic Exchanges within 6 months, upgrade in 6
  • Programs = Membership in 3 core income earning programs in 6 month
  • Financial = Upgrade cost of Mailers and TEs $150 per month
  • Financial = Upgrade cost of Income programs = $90 per month
  • Time = Mailing and Surfing start at 2 hours per day, increase to 4 per day by month 6


Ok, this is a pretty simple layout of a plan that is formulated based on your income goal of $1,000 per month and admittedly I have not spent a ton of time mapping this one out.  It is just for illustration. But hopefully you get the idea.

Spending an adequate amount of time planning 
is always time well spent!

One important point I also want to make is that if your long term income goal was to make $100 per month in 1 year, the remainder of your plan would be very much different.

Hope this gives you something to think about.

To your success,

Bob Swetz
Rjs@Home

Thursday, March 3, 2016

Building Relationships and Friendships

It's A Lonely World Out There!

The internet marketing business can be a pretty lonely world.  We post ads, send emails and try to get new referrals in our business, ad sites, etc.

This is all done to build our businesses, earn commissions in the hopes of earning a solid online income.  This can be a great business which is why there are so many of us out there.

But, it is so much better when we have some friends that we can build our businesses with. Which is why I like to build as many relationships as I can along the way and I recommend you do the same.

Friends can be found on Facebook, Google+, Twitter, and in your Downline or Upline in your programs.  I really think it is a great idea to reach out to folks.  Try to learn a little bit about the people you are working with in your business.  Don't just treat them as another commission!

I mean really, wouldn't you do that if you were doing business face to face?

You know what else, the people that I have built relationships and friendships with always turn out to be the best people to work and grow with.

I just want to say to the folks I have met online (and I hope you know who you are) that I appreciate your friendship and am happy to know you.

To your success,

Bob Swetz
Rjs@Home

Wednesday, March 2, 2016

How Should I Spend My Time?

I Only Have A Couple Hours A Day
How Should I Spend It?

Many of us out there in the internet marketing business who are trying to better our lives earning a second income still have to work a primary job. This leaves us with sometimes only an hour or two a day to work at our online business.

So, the question becomes.  How should we be spending that precious time?

I thought perhaps I could share with you how I spend my time.  For better or worse, maybe it will help some of you organize the hour or so you have available.


  • Blog  about 1/2 hour, includes writing and posting it on Facebook and sending out email update to my list
  • Sending safelist email ads  about 1/2 hour, includes writing the add and sending.  I am a member of Referral Frenzy which allows me to send to many sites with 1 click.  It's pretty amazing, but costs $15 per month.  It's a great investment and HUGE time saver.
  • Surfing Traffic Exchanges about 1/2 hour.  I am a member of 4 TEs, (Upgraded at 3) 
  • Updating ads and maintaining my Leads Leap pages 1/2 hour
  • Responding to emails, etc. 1/2 hour
Now that is the nuts and bolts of my day when I have a limited amount of time.  When I have some extra time, of course I do much more.

Hope this helps.

To Your Success,

Bob Swetz

Thursday, February 18, 2016

Time, Money and Clicking for Pennies

How Much Time Do You Spend Clicking for Pennies?

This post is somewhat related to my recent post on Home Business Finance.  When most of us start off in the online home business world or network marketing business money is very tight.  In order to get started, we must begin advertising on free sites.

Many of these free sites come in 2 forms:

  1. Traffic Exchanges
  2. Safelist Mailers
I have a slew of them listed out on my Advertising Page on my website.

In order to earn credits or "views" of your own ads at these sites, you have to click on other's advertisements.  When you do this, you earn views.  To be honest, if you have the time to do this, it is a great way to get your program seen and begin to build your "brand".  For those on a tight budget, this is a MUST to get started.  

But, you need a plan to break this cycle of what I refer to as "Clicking for Pennies."

As I mentioned in my previous article, the plan is to join Traffic Exchanges and Safelist Mailers for free, put the time in to promote these sites and earn some commissions.  Use your commissions to UPGRADE, then you can stop the CLICKING and really begin the work of BUILDING YOUR BUSINESS.  

Now here is the really important part, and it took me a little while to learn this... 

Don't join just any TE or Safelist you see come across your web browser!  You need to join the right ones, you need to have an organized plan.  That is where the TripleA Plan come in.  This is a plan that has been over 4 years in the making that has been re-worked to perfection.  This Plan will guide you through step by step what works and what doesn't.  How to sell and how not to.  What sites to join and why, and what to avoid.

Don't try to re-invent the wheel when a successful, professional marketer has already done it for you.

It all starts here>>

To Your Success,

Bob Swetz

Tuesday, February 16, 2016

Keeping Your Online Biz Financially Afloat

How Do You Keep Your Online Home Biz Financially Afloat?

One reason most businesses fail, and I do mean most business, not just online businesses or home businesses is lack of money.

You may be feeling the financial crunch in your online home business as you are reading this article. Or, maybe it hasn't hit you yet.  In any case, it's time to start treating the finances of your business with the respect they deserve.

Let's face it, I'm going to state the obvious.  For ANY business to survive...

Money In MUST BE MORE than Money Out!

So, how do you make sure this is the case with your home business.

First, when you are getting started, you have to make sure you have at least a little bit of money set aside to invest in some advertising and a program or 2 to advertise.  These don't have to be large investments, but you will need money to invest.  Next, find ad sites that allow you to earn commission on referrals EVEN IF YOU DO NOT UPGRADE.  Once you start earning some commission, you can invest in some advertising upgrades which gives you more advertising power.

Finally, set a Monthly Budget based on what YOU CAN AFFORD to have going out each month even if you have nothing coming in.  Once you begin earning some cash with your advertising and program commissions, you can adjust your budget accordingly. DO NOT FALL PREY to folks trying to convince you to join every program that comes along.  Many try to make you feel guilty if you don't join.  This just wastes your precious financial resources.

To summarize:

  • Make sure you have some cash to get started
  • Start off with free ad sites that pay commissions to free members
  • Don't swing for the fences right from the start
  • Keep a budget and KNOW what you can afford
  • Use commissions to upgrade to increase your advertising power
  • Adjust your budget as your situation changes
This would be a good article for some conversation!!!

To your success,

Bob Swetz